In that time, the population has risen - and so have waters. Giving some home owners one or a dozen more things to do.

Sure, it doesn't look threatening but for those receiving this letter - "oh no! laughs..I'm going to have to buy flood insurance."

It's not quite good news. The letter means you're effected by the redrawn floodplains. A full house showed up to learn just how effected.

"most people are going to be concerned about am I in the flood plain and how much is that going to cost me? Either in resale value or insurance."

The new maps are online - but those in attendance say just because you're close to water - doesn't mean flood insurance is a must.

"there's no way it's going to get up to that house. House has no basement. And we've had 2 or 3 5 inch rains in the last year or so and there's not been any flooding."

The city and county say they understand - which is why more intimate meetings are on the way.

"They're gonna try to tailor these meetings to specific areas of town and so they'll be people with similar problems or concerns."

"we're gonna have to work more 1 on 1 because each person's property is different and then you have all the technicalities."

A must when the paper work is as deep as the water.

click here for floodplain map.