Health care open enrollment begins

Despite calls for repeal in Washington ... government health insurance is still the law and enrollment starts Wednesday.

Now only three companies offer policies in the Show-Me State. Last year -- more than two hundred thousand Missourians signed up ... most received subsidies.

In Arkansas, low to moderate income families can lower their monthly premiums. The Natural State allows insurance companies to raise premiums for coverage ... offered through the federal government ... which kicks in a subsidy.

Fewer options and less time to choose. If you want coverage in January, you must enroll by December 15. You can enroll on the phone, online or in person here. This office on South National has about a half a dozen certified application counselors ready to help you. They know the law. They don't represent specific insurance companies.

"We are not paid commission. We don't get paid any extra or any less for enrolling people. We are simply here as an unbiased resource. We are neutral, we don't try to get people into plans. We just help them figure out the best options for them and their family," said Kate Conn, Certified Application Counselor.

If you drop by or schedule an appointment -- plan to be here for about an hour. Bring your ID, social security number and pay stubs. Remember, if you don't have coverage through your employer, Medicare, or Medicaid you'll likely have to pay a penalty.

HUB office is 3318 S National
Hours 8am to 5pm Monday through Friday